How it works

Financial advice is for you

Proper financial advice has always been aimed at people who already have money. Not because you don’t need it, because the old way of delivering it was slow and expensive. Technology changes that. We use it to strip out the cost and the faff, so regulated advice finally makes sense for a working woman on a normal salary.

Wealth breeds wealth. It shouldn’t only be rich people who can afford advice, honestly, we think it should be the other way round.

How it works

Four steps, from a ten-minute check to a free call with a real adviser. No jargon and no signup wall.
01
Take the free financial health check

Ten minutes, no jargon, no signup wall. Tell us where you are with the everyday stuff, the cover you’ve got and the future you’re quietly worried about.

Take the free financial health check
02
Get your results and see where you stand

You’ll get a score across the six areas of your money life, with the bits that are already working and the bits that need attention, in plain English.

Your financial health results
03
Chat to Elle

Confidentially, at 11pm, in your pyjamas. Ask the questions you’d never ask out loud. Elle explains things properly and helps you prep for a call with an adviser so you walk in feeling ready.

Chat to Elle
04
Speak to a financial adviser, free

Every Welleness client gets free access to a real, regulated female financial adviser. The initial call is free and completely no obligation.

How we get paid: if you take a product through us, life insurance, income protection, a mortgage, the provider pays us a commission. If your needs are more complex, your adviser will explain exactly what that work involves and what it would cost, in detail, before you commit to anything. No surprises, ever.
Speak to an adviser
Your financial health score

Think of it a bit like a credit score

One simple number, built from six areas of your money life. It shows you where you are today, exactly where you can improve, and helps you set goals and actually take action, one small step at a time.

See where you stand today, with no judgement
Spot the gaps that matter most first
Set goals and watch your score move as you go
Tap a petal or a pillar
54
Protection
score 54 · needs a look
This is your thinnest area. A small gap here could leave you exposed if life took a turn. It is usually quick to put right.
Check my protectionAsk Elle
Spot the gaps
What matters first
Protectionneeds a look54
Family & legacyno will yet40
Savings & investingin good shape80
Set goals
One small step at a time
Read Elle’s note on your cash
Review your protection coverby 3 Aug
Start your willsoon
Something changed
!
The base rate moved last week
It nudged your mortgage pillar down a little. A good moment to look ahead to your renewal, not a reason to worry.
See what changedRemind me later

The six areas we can help with

One score, six areas of your money life. Wherever you need to start, there is a place for it here.
Living today
Income & everyday spending
Budget that fits real life
Debt and credit review
Emergency fund plan
Bills and subscriptions audit
Protection
Life, income & health cover
Life insurance
Income protection
Critical illness cover
Private medical cover
Mortgage & home
The roof over your head
First-time buyer advice
Remortgage and rate reviews
Buy-to-let
Building and contents cover
Pension
Future you, sorted
Find old pensions
Workplace pension reviews
SIPPs and consolidation
Retirement income planning
Savings & investing
Making your money work
Stocks & shares ISAs
Junior ISAs for the kids
Investment reviews
Risk and goal planning
Family & legacy
Wills and the people you love
Wills
Trusts
Lasting power of attorney
Inheritance tax planning

From money worry to let’s figure this out.

Chat to Elle now, or take your financial health check – with a free account you can see your results and find out what to do next.